CREDIT ANALYST/ MANCHESTER-UK / 12 MONTHS FIXED TERM CONTRACT / HYRBID MIN 1 DAY PER MONTH IN THE OFFICE / £22000-£27500 PLUS BENEFITS
About The Team / Role
WEX Europe is a leading provider of Fuel cards. We manage a range of flexible fuel cards in several key markets across the continent and due to ongoing growth; we are looking for a Credit Analyst to join our Credit team.
The Credit Risk Team are responsible for; monitoring Customers spend against their authorized Credit limits, understanding changes in volumes, customers’ needs and reassessing for increases to Credit limits. Underwriting all applications across eight issuing countries in Europe, assessing and measuring the risk of extending Credit to all applicants. Proactive Portfolio Management ensuring continuous monitoring of the financial condition and performance of our Customers.
Our portfolio covers a wide range of business types and sizes from small enterprises to large corporate businesses and institutions.
What’s on offer?
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Highly competitive salary between £22000 and £27500 (dependant on experience)
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Annual company bonus
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37.5 hour week- Monday to Friday, no evenings or weekends
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Hybrid working from our Manchester City Centre office (1 – 2days per week)
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12 months fixed term contract
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Industry leading pension
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25 days holidays plus bank holidays – with the opportunity to purchase additional holidays
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Life assurance
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Income protection
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Discount & perks platform
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Employee wellbeing
How You’ll Make An Impact
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To assess and measure the risk of extending Credit to all applicants
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Assess and evaluate the financial position and credit worthiness of all applications
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Interpret / translate financial statements including balance sheets, P&L statements and management accounts
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Strive to accept all business, through accepting and controlling the higher risk customers – by means of reduced terms, securities etc.
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Minimize the risk to the business with a strong focus on fraud screening
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Proactive monitoring through control reports
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Working with multiple European portfolios
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Assess, manage and report exposure position to determine the level of risk
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Overtrade management where the customer exposures can rapidly change
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Assessing customer accounts using information gathered, and making an informed decision within credit parameters with commercially balanced recommendations
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Analysis of customers financial statements and B2B Credit reports
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Maximizing volume opportunity and growth in line with Business goals
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Customer contact and daily interaction with the In-Country credit teams and Sales teams
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Building and maintaining strong relationships with all Credit teams, Sales teams and Customer Service Advisors
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As part of team, provide support/cover for other roles within the Credit department when required
Experience You’ll Bring
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Proven analytical skills with the ability to assess financial information
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Previous experience in Credit Underwriting / analyst or a similar role
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Experience of dealing with the main credit reference agencies
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Strong administrative skills – capturing and recording data, data reconciliation
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Advanced Excel Skills
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Preferred Experience for Consideration
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Knowledge of underwriting in European Countries
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Underwriting experience in a B2B environment
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Exposure to, or previous experience of Fuel Card Market
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Dutch / Flemish / French language skills would be advantageous but not essential
Skills and Attributes of value for the role
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Strong communication and people skills
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Strong decision-making skills
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Attention to deal
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Ability to interface with all levels of management and staff
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Ability to prioritise and manage own workload
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Extensive, professional communication skills, both written and verbal
What’s next?
If you believe you have the passion to join our team as Credit Analyst then please APPLY TODAY for immediate consideration
Due to the volume of applications received, unfortunately it is not possible to respond to each one individually, applicants that are shortlisted will be contacted within one week of application
We do not accept speculative CVs. Any CV received by WEX will be treated as a gift and eligible for an agency fee. PSL agencies should only send CVs if authorised to do so by the Talent Acquisition team.
Top Skills
What We Do
We simplify complex payment systems for fleets, corporate payments, and healthcare—unlocking insights, opportunities, and efficiencies to give you greater control of your business.
Powered by the belief that complex payment systems can be made simple, WEX (NYSE: WEX) is a leading financial technology service provider across a wide spectrum of sectors, including fleet, travel and healthcare. WEX operates in more than 10 countries and in more than 20 currencies through approximately 4,900 associates around the world. WEX fleet cards offer approximately 14 million vehicles exceptional payment security and control; our travel and corporate solutions business processes over $35 billion of purchase volume annually; and the WEX Health financial technology platform helps 343,000 employers and more than 28 million consumers better manage healthcare expenses.