Principal FP&A Analyst

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s newest unicorns with a team of just over 700 people

• Among the fastest-growing tech companies in the UK

• Profitable since 2017

• Backed by top investors including Balderton Capital and Goldman Sachs

• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

1. Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1

2. Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo

3. Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

We are hiring a Principal FP&A Analyst.

You will own the backend modelling and reporting that underpins company-wide planning, forecasting, and performance management.

This is a hands-on role for someone who wants to stay close to the detail, personally develop models, governance and own the work end-to-end.

You will shape how performance is measured across the organisation, defining executive reporting, operational metrics, and KPI frameworks across a multi-product environment.

• Build, maintain, and continuously refine sophisticated financial models to support budgeting, forecasting, and long-range planning across current and future products including scenario, sensitivity, and stress-testing analysis

• Design, build, and maintain analytical dashboards that surface key financial and operational metrics, enabling fast, confident decision-making across the business

• Serve as the primary finance partner to product, data, and engineering teams; owning alignment on metrics, data definitions, and reporting standards to ensure a single source of financial truth

• Champion the effective use of FP&A tooling (Abacum) and evaluate emerging technologies including ML/AI where they can meaningfully improve forecast accuracy or reporting efficiency

• Leverage LLMs and generative AI to enhance FP&A productivity, enabling automated reporting narratives, faster variance commentary, and intelligent summarisation for senior stakeholders, design a team of AI agents handling most of the heavy lifting

• Where needed use Python, SQL, and other analytical tools

• Take ownership of financial governance from data inputs and model integrity through to output quality and auditability

• Translate complex financial and operational data into clear, actionable insights for senior stakeholders, proactively surfacing trends, risks, and opportunities rather than waiting to be asked

• Identify and lead automation initiatives across the finance team

• Strong academic background in a quantitative discipline; mathematics, engineering, computer science, or similar

• Solid understanding of P&L, Balance Sheet, and Cash Flow statements

• Experience building financial models

• Proficient in SQL and Python

• Comfortable using generative AI tools (Claude, Gemini)

• You would instinctively question metric definitions

• You thrive in ambiguity, move fast, and bring rigour with you

• A quick remote call with one of the hiring team and follow-up 15 minute cognitive assessment.

• A 20 minute call with the VP of Finance

• A technical take home tasks

• A 60 minute on site interview with finance senior leadership and other members of the team.

• The opportunity to scale up one of the world’s most successful fintech companies.

• Best-in-class compensation, including equity.

• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.

• Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.

• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance

• We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London

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