Graduate Programme - Customer Strategy/Risk Analyst

We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.

We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.

We’re looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do – and that starts with our brilliantly different team of people.

Our Graduate Programme promises far more than just a job; it’s the chance to join a thriving business, learn from the best people in the industry, and grow your skills quickly. Join us, and you’ll gain lots of exposure to meaningful business projects, designed to help you gain a holistic understanding of our business, and provide you with an exceptional grounding in property and financial services. You should be curious and open-minded with a craving to learn within a successful business, and a long-term desire to be a future leader. Throughout your programme you will be fully supported by a dedicated Academy Manager, as well as being mentored by Senior Leaders and previous Together Graduates during the course of the programme.

What our programme offers you:

• Exposure to lots of meaningful business projects and departments to give you a rounded understanding of the Financial Services industry and our business (this will depend on the needs of the business at the time);
• Graduate / CSR projects, giving you the chance to have a real impact on our business and on the wider community;
• Industry recognised qualifications (where applicable) to support you with your career;
• A competitive salary with annual review and bonus potential, as well as access to our industry leading long term incentive plan, Together Shared Reward

Our First Line Risk and Customer Strategy teams play a key role in helping the business make well‑informed, responsible decisions that balance customer outcomes, commercial performance, and risk management. Working closely with teams across the business, the department uses data, insight, and risk awareness to understand customer behaviour, identify potential risks, and support improvements to processes, controls, and customer experience.

Core Skills:

• Strong analytical and critical thinking skills, with the ability to interpret information, identify trends, risks, and insights
• Attention to detail, with a structured approach to reviewing data, processes, policies, or controls
• Clear written and verbal communication skills, able to explain findings and recommendations to a range of stakeholders
• Problem‑solving mindset, with curiosity to ask questions, challenge assumptions, and suggest improvements
• Ability to manage and prioritise tasks effectively in a fast‑paced or regulated environment
• High standards of professionalism and integrity particularly when handling sensitive or confidential information

What we are looking for:

• Graduated in 2025 or are due to complete in 2026;
• Minimum achievement or expectation of a 2:1 degree;
• An interest and enthusiasm to work in the Financial Services industry;
• Able to commute to Cheadle on a daily basis; (the role is not remote)
• A problem solving approach and a keen desire to lean new tools and technologies;
• Experience using Microsoft Excel (e.g. formulas, basic analysis); and experience with other tools such as Power BI, SQL, Python, or Tableau is desirable but not essential

Application Process:

• Application (CV)
• A telephone interview;
• An onsite (Cheadle) assessment centre

Benefits working at Together

• 26 days holiday, (increasing with service) your birthday off, and bank holidays
• Buy & sell holidays
• Discretionary annual bonus
• Matched pension contribution 
• Life assurance 
• Critical illness cover
• Health cash plan 
• Private medical insurance
• Free access to company holiday homes 
• Travel season ticket loans
• Ride to work scheme 
• Free local gym access 
• Local bar / restaurant discounts 

Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. 

Applications due to close on 26th May, although the vacancy may close earlier subject to volume of applications

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.