Job Title Financial & Credit Risk Senior Analyst
London (Hybrid)
The Role:
The successful candidate will support the monitoring, analysis and reporting of financial, market, liquidity and credit risks across the Group, helping to ensure that risk exposures are appropriately understood and communicated.
The role offers significant exposure to stakeholders across Investments, Treasury, Finance, Actuarial, Capital Modelling and Underwriting functions, providing an excellent opportunity to develop knowledge and experience of the financial risks facing a global specialty insurer.
As part of a growing Financial & Credit Risk team, the individual will contribute to risk reporting, analysis, governance activities and risk review work, while developing their understanding of financial and credit risk management within an insurance environment. The role will support the continued enhancement of the Group's financial and credit risk frameworks and reporting capabilities.
Responsibilities will include:
· Support the production of monthly and quarterly Financial & Credit Risk reports for Group and Business Unit governance forums.
· Assist with the monitoring and analysis of market, liquidity and credit risk exposures against approved risk appetite and limits.
· Support the review of market and credit risk assumptions and parameters used within the Group's capital modelling framework.
· Contribute to quantitative and qualitative assessments of market, liquidity and credit risks, including deep-dive reviews and thematic analysis.
· Assist in the preparation of independent risk assessments relating to investment plans and significant investment decisions.
· Assist with the monitoring and reporting of liquidity risk exposures and related management information.
· Support the development and monitoring of financial and credit risk Key Risk Indicators (KRIs).
· Contribute to the ORSA process, including stress and scenario testing from a market, credit and liquidity risk perspective.
· Assist with risk reviews of new investment products and due diligence exercises relating to prospective investment managers.
· Support the quarterly Risk and Control Self-Assessment (RCSA) process and work collaboratively with first-line stakeholders.
· Build and maintain effective working relationships with Investments, Treasury, Finance, Actuarial and Underwriting teams.
· Contribute to ad hoc risk analysis, regulatory requests and strategic projects as required.
Skills and Experience:
Essential
· Experience within Financial Risk, Investment Risk, Credit Risk, Capital Modelling, Actuarial, Finance or a related discipline, ideally within insurance, reinsurance, consulting or financial services.
· Good understanding of investment markets, asset classes, credit fundamentals and portfolio risk concepts.
· Understanding of market and credit risk measurement techniques, including Value-at-Risk (VaR), stress testing and scenario analysis.
· Awareness of risk-based capital frameworks and economic capital modelling principles.
· Strong analytical and numerical skills, with the ability to interpret information and draw meaningful insights.
· Strong Excel and data analysis skills.
· Strong written and verbal communication skills.
· Ability to build effective working relationships with stakeholders across the business.
· Proactive mindset with strong attention to detail and willingness to learn.
Desirable
· Exposure to capital modelling, stochastic modelling or quantitative risk analysis.
· Experience working with investment portfolios or financial market risk.
· Experience using Power BI, Python, R, SQL or similar analytical tools.
· Understanding of liquidity risk management or asset-liability management concepts.
· Experience working within a regulated financial services or insurance environment.
Qualifications
· Degree in Finance, Economics, Mathematics, Statistics, Actuarial Science, Risk Management or a related discipline.
· Progress towards a relevant professional qualification (CFA, FRM, Actuarial or equivalent) would be advantageous.
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